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watch till the end you wont believe everything he bought.... New Merch - 🤍 SUBSCRIBE OR I TAKE YOUR DOG follow all of these or i will kick you • Facebook - 🤍 • Twitter - 🤍 • Instagram - 🤍
Music video by Roxette performing Spending My Time.
Roxette – Spending My Time (Official Video) [Remastered ℗ 2021] Directed by Wayne Isham Produced by Jeff Tannebring Restored and edited from original 35 mm tapes by Thomas Ahlén, FYRA K MEDIA - Joyride 30th Anniversary Edition | 30 YEARS OF JOYRIDE | Demos and Unreleased Recordings ℗ Released on 26th November, 2021 Songwriters: Per Gessle & Mats Persson Producer: Clarence Öfwerman - - Roxette - Instagram: 🤍 Facebook: 🤍 YouTube: 🤍 Spotify: 🤍 Roxette YouTube Playlist: 🤍 - Lyrics - What's the time? Seems it's already morning. I see the sky, it's so beautiful and blue. The tv's on but the only thing showing Is a picture of you. Oh I get up and make myself some coffee. I try to read a bit but the story's too thin. I thank the Lord above You're not here to see me in this shape I'm in. Spending my time, Watching the days go by. Feeling so small, I stare at the wall, Hoping that you think of me too. I'm spending my time. I try to call but I don't know what to tell you. I leave a kiss on your answering machine. Oh help me please, Is there someone who can make me Wake up from this dream? Spending my time, Watching the days go by. Feeling so small, I stare at the wall, Hoping that you are missing me too. I'm spending my time, Watching the sun go down. I fall asleep to the sound Of "Tears of a clown", A prayer gone blind. I'm spending my time My friends keep telling me: Hey, life will go on, Time will make sure I'll get over you. This silly game of love - You play, you win only to lose. I'm spending my time, Watching the days go by. Feeling so small, I stare at the wall, Hoping that you think of me too. I'm spending my time. I'm spending my time, Watching the sun go down. I fall asleep to the sound Of "Tears of a clown", A prayer gone blind. I'm spending my time. #Roxette #SpendingMyTime #30thAnniversary
Today we spent the first million dollars we ever made in 24 hours. All so we could find an answer to the famous question, "Does money buy happiness?" Watch to whole video to find out! SUBSCRIBE to be in one of our videos and win MONEY!! Subscribe to our friends! Kat Hixson 🤍kat_hixson Brent Rivera 🤍Brent Rivera Lexi Rivera 🤍Alexa Rivera Andrew Davila 🤍Andrew Davila Jeremy Hutchins 🤍Jeremy Hutchins Ben Azelart 🤍Ben Azelart Pierson 🤍pierson Lexi Hensler 🤍Lexi hensler Dom Brack 🤍dom brack Stalk us on instagram for more content ;) Alan's Instagram: 🤍 Alex's Instagram: 🤍
#lovesongs #lovesong80s90s #CHILLWITHME Roxette - Spending My Time ( Lyrics ) Roxette - Spending My Time ( Lyrics ) Roxette - Spending My Time ( Lyrics ) 🎹 Every day we update the channel with playlist of romantic love songs, disco songs for my subscribers. 🔔 Everyone likes, subscribe and press the notification bell to support us! Lyrics ❣️ What's the time? Seems it's already morning. I see the sky, it's so beautiful and blue. The tv's on but the only thing showing Is a picture of you. Oh I get up and make myself some coffee. I try to read a bit but the story's too thin. I thank the Lord above You're not here to see me in this shape I'm in. Spending my time, Watching the days go by. Feeling so small, I stare at the wall, Hoping that you think of me too. I'm spending my time. I try to call but I don't know what to tell you. I leave a kiss on your answering machine. Oh help me please, Is there someone who can make me Wake up from this dream? Spending my time, Watching the days go by. Feeling so small, I stare at the wall, Hoping that you are missing me too. I'm spending my time, Watching the sun go down.… ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ◢ For contact and submit music: channel🤍chilledlab.com ►All rights belong to their respective owners. ✔ This video was given a special license directly from the artists and the right holders. ◢ Thanks for watching 🧡 Don't forget to Subscribe , Comment , Share and Like (Youtube, Facebook, Twitter etc.)
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Back with another 100k+ v-buck spending spree. Hope you all enjoy! Use code "clickbait" in the Fortnite item shop to support me :) #EpicPartner Become a member of the channel: 🤍 Twitter: iAmClickBait Instagram: iAmClickBait TikTok: iAmClickBait Join the ClickBait Discord: 🤍
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I Have A Fear Of Spending Money? Looking to learn more? Check out this related article from Ramsey: Why You Need Some Fun Money in Your Budget. - 🤍 Subscribe and never miss a new highlight from The Ramsey Show: 🤍 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: 🤍 Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Watch and subscribe to all The Ramsey Network shows here: 🤍 Ramsey Solutions Privacy Policy 🤍
Buy Drip Season 3: 🤍 iTunes: 🤍 Spotify: 🤍 Drip Season 3 Tracklist: Helluva Price (Prod. by Metro Boomin) Drippin (Prod by Richie Souf) Almighty (ft. Hoodrich Pablo Juan) | (Prod. by Turbo) At The Hotel (ft. Lil Uzi Vert & So Icy Jordan) | (Prod. by Turbo) Top Off (Prod. by Richie Souf) King Kong (ft. Young Thug) | (Prod. by Richie Souf) Pedestrian (Prod. by Metro Boomin, Wheezy, & Doughboy) Lies About You (ft. Lil Durk) | (Prod. by Richie Souf) Mistress (Prod. by Dylan) Car Sick (ft. NAV & Metro Boomin) | (Prod. by Metro Boomin & NAV) My Soul (Prod. by Metro Boomin & London On The Track) No Joke (Prod. By Metro Boomin) OhOkay (ft. Young Thug & Lil Baby) | (Prod. by Turbo) Spending Addiction (Prod. by Turbo & Khalil) Money Don't Change You (Prod. by DY 808Mafia) Toast Up (Prod. By Wheezy) Bonus: Drip or Drown Remix (ft. Lil Yachty) | (Prod. by Wheezy) 🤍 🤍 College Park, Georgia-based rapper Gunna became interested in music and rapping as a hobby in his early teens, but got more serious about the possibility of a career in hip-hop around 2016, when he was introduced to Atlanta MC Young Thug by a mutual friend. The two developed a friendship, and before long Gunna was in the studio hopping on Young Thug's track "Floyd Mayweather," where he lent a verse alongside rap superstars Gucci Mane and Travis Scott. That feature was enough to jettison Gunna into relative fame, and he became affiliated with Young Thug's YSL imprint. By late 2016 he'd released the Drip Season mixtape and followed it with Drip Season 2 in the summer of 2017 and toured the US with Playboi Carti. In the fall of 2017 he released a collab EP with producer Wheezy titled Drip or Drownwhich has had great streaming success and is priming his fans for the release of the much anticipated Drip Season 3.
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Are you tired of constantly spending money on things you don't really need? In this video, we'll start with the REASONS this is continually happening and then give you strategies (that will really work!) to help you break free from the cycle of unnecessary spending. Let's talk about practical solutions to stop impulse buying and spending money on things you don't need. // FREE RESOURCE Learn how we slashed our budget dramatically in this FREE eBook, "Ten Ways to Radically Reduce Your Expenses": 🤍 00:00 - Introduction 00:45 - Reasons your Overspend 06:30 - Strategies to avoid overspending 13:20 - Additional thoughts about spending and reaching goals //TOOLS AND SERVICES WE RECOMMEND: AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you. ○ Graphic Artist: Our Logo design is by: Sarah Hallam, graphic artist:, contact her at: polaroidsandpens🤍gmail.com. ○ Mailerlite - 🤍 DISCOUNT, COUPON, AND BROWSER EXTENSIONS WE RECOMMEND: ○ Honey: (Coupon Browser Extension) :🤍 ○ Rakuten: (Cash Back!) 🤍 ○ Ibotta: (Earn cash back on groceries!) 🤍 ○ Fetch: (Upload Receipt to Earn Gift Cards): USE MY REFERRAL CODE: 3FUV4U at 🤍 //TIP JAR: Want to send us a special "Thank You" for our content? Here's our PayPal email address: underthemedian🤍gmail.com //WATCH MORE FRUGAL-LIVING VIDEOS: ○ Create a Budget in 30 Minutes or Less: 🤍 ○ Facing Truths About Frugality: 🤍 ○ Top 10 Things Frugal People Do to Save Money: 🤍 //SHOP OUR E-BOOKS: 🤍 //COME SAY HI! Our website: 🤍 Facebook: 🤍 Instagram:🤍 //ABOUT: We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media. Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel. //CONTACT: For all inquiries, please use this email: hope🤍underthemedian.com
Tate brothers on SPENDING MONEY makes you RICH #brotherhood #success #millionaire
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LEARN MORE ABOUT THE GIVEAWAY HERE!: 🤍 PLAY NEW GAMES! - 🤍 FOLLOW ME! - 🤍 PLEASE leave a like & subscribe this video was expensive!! THANK YOU! I love tacos Spending 1,000,000 Robux in 1 Hour #Unspeakable #UnspeakablePlays #Roblox
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Provided to YouTube by DIVEIIentertainment Spending · i☆Ris Shall we☆Carnival ℗ AVEX PICTURES INC. Released on: 2020-03-13 Composer: 神谷礼 Lyricist: 神谷礼 Auto-generated by YouTube.
MY BROTHER AND SISTER SPEND SOME DOLLAR Grab your card here: 🤍 Make sure you link your cards up and make 1 transaction to claim your free £5 and chance to win £2,000 (AD)(18+ UK & EU only) To find our more about Curve go to their website here: 🤍 My Instagram: 🤍 My Twitter: 🤍 SONGS USED: Big Wild - Invincible Marc Madness - Mean 80Fitz - Irrelevant Clozee - Koto Noisestrom - Crab Champions Freidrich Heil - Gohans Anger Theme Loop Genius - Do it again PG - MAYA JAMA Neovaii - Should've Started How I record my gameplays: 🤍
Deficit spending causes inflation. But don't take my word for it - even a former Liberal Finance Minister said so.
#money #motivation #success Do you have a SPENDING PROBLEM? Do you ever feel like you are living paycheck to paycheck. Like you can never get ahead... Let me be the first to tell you that you don't have a spending problem. You have an income problem. While you work on getting your money situation handled, you do need to take a good inventory on what you are spending the little money you have on. If you want to get your money game on point... Watch this video Be Great ~ GC
We pay to win on the Play.pokefind.co Server! ☞ Subscribe & click the bell Subscribe ➡ 🤍 = ϟ || Friends || ϟ = ⭑ 🤍sigils ⭑ 🤍BiffleWiffle ⭑ 🤍Zud Play.pokefind.co • Video Editor ► Russell 🤍 • Thumbnail Maker ► Flash 🤍 • Animator ► David 🤍 • Discord: 🤍 • Music by Ninety9 ► LivesTobu - Such Fun Video Link: 🤍 Channel: 🤍 Download the album! 🤍 #ssundee #minecraft Thanks for watching!
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Sen. Mitch McConnell. R-Ky., voiced his concerns about what he considers a "totally inadequate" amount of defense spending in the debt ceiling deal negotiated between Speaker Kevin McCarthy and the Biden administration. » Subscribe to NBC News: 🤍 » Watch more NBC video: 🤍 NBC News Digital is a collection of innovative and powerful news brands that deliver compelling, diverse and engaging news stories. NBC News Digital features NBCNews.com, MSNBC.com, TODAY.com, Nightly News, Meet the Press, Dateline, and the existing apps and digital extensions of these respective properties. We deliver the best in breaking news, live video coverage, original journalism and segments from your favorite NBC News Shows. Connect with NBC News Online! NBC News App: 🤍 Breaking News Alerts: 🤍 Visit NBCNews.Com: 🤍 Find NBC News on Facebook: 🤍 Follow NBC News on Twitter: 🤍 Get more of NBC News delivered to your inbox: nbcnews.com/newsletters #NBCNews #MitchMcConnell #DebtCeiling
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2021年4月より全8会場16公演で開催された全国ツアー 「i☆Ris 6th Live Tour 2021 ～Carnival～」のLive Blu-ray＆DVDより フル尺公開 第2弾「Spending」!! 「 i☆Ris 6th Live Tour 2021 ～Carnival～」Live Blu-ray＆DVD 発売日：2021年10月27日(水) 形態：全4形態 ・【初回生産限定盤】Blu-ray2枚組：EYXA-13493～4 ¥13,200(税込) ・【初回生産限定盤】DVD2枚組：EYBA-13489～90 ¥11,000(税込) ・【通常盤】Blu-ray1枚組：EYXA-13495 ¥9,350(税込) ・【通常盤】DVD2枚組：EYBA-13491～2 ¥7,700(税込) 詳細▶🤍 ご予約▶🤍 ＜本編映像＞※各形態共通 M1. OPENING M2. FANTASTIC ILLUSION M3. ドリームパレード M4. Happy New World☆ M5. TIN TONE M6. Dream☆Land M7. Goin’on M8. Endless Notes M9. Spending M10. One Kiss M11. 泡沫の光 M12. 夢中グラフィティ M13. ハピラキ☆Dream Carnival M14. §Rainbow M15. アルティメット☆MAGIC En1. Summer Dude En2. Make it! ＜映像特典＞ ■初回生産限定盤 「i☆Ris 6th Live Tour 2021 ～Carnival～」密着Documentary&Off Shot Movie →必死で練習するリハーサルの模様のほか、全8会場16公演のツアーにメイキングカメラが完全密着をした映像が2時間をこえる長尺で収録！ ■通常盤 「i☆Ris 6th Live Tour 2021 ～Carnival～」2021.07.11Off Shot Movie →中野サンプラザ公演ライブ当日の裏側が撮影されたOff Shot Movie(約22分間) ■各形態共通 ・「Daily Berry!!」 →中野サンプラザ昼公演でパフォーマンスされた楽曲も収録！ ★11/7(日)開催！ 『i☆Ris 9th Anniversary Live ~Queen's Message~』 各プレイガイドにてチケット順次先行受付中！ ▶🤍 ★Now on sale!! i☆Ris 20thシングル「Summer Dude」 ご購入：🤍 ・Music Video▶️🤍 ・Dance Music Video▶️ 🤍 ・「Cheer up」Music Video▶️🤍 i☆Ris公式チャンネル：🤍 i☆Ris Official HP：🤍 i☆Ris Official Twitter：🤍 #i_Ris #Spending #りすつあー6
Use my link and gift code to download now - 🤍 Google Play: 🤍 App Store Link: 🤍 Don't forget to check out the video contest, create your own video with #DarkNemesis, and have a chance to win gift cards and in-game rewards! (see how to join on Twitter 🤍DarkNemesis_iq) NEW MERCH! - 🤍 PLAY NEW GAMES! - 🤍 FOLLOW ME! - 🤍 MORE VLOGS! - 🤍 PLEASE leave a like & subscribe this video was expensive!! THANK YOU! I love tacos
Despite all my training, personal budgeting was a life habit that always eluded me. While a spending plan may seem like the same thing as a budget at first, a spending plan differs from a budget in its flexibility. Here's how to create a spending plan that you can easily stick to. - Recent videos: 9 Ways to Challenge Consumerism 🤍 Why Do I Own This? 🤍 - Most popular videos: 7 Daily Habits for a Clutter-Free Home: Declutter for Good 🤍 Top 10 Things to Declutter Right Now 🤍 - You can read more tips in my book, The Minimalist Home. Read hundreds of articles on decluttering and owning less on the Becoming Minimalist blog. Find Becoming Minimalist on Facebook, and Joshua Becker on Instagram and Twitter #personalfinance #minimalism
We lose our home and play a Homeless Mod in Among Us ☞ Subscribe & click the bell Subscribe ➡ 🤍 = ϟ || Friends || ϟ = ⭑ 🤍Nicovald ⭑ 🤍Zud ⭑ 🤍garryblox ⭑ 🤍Lookumz ⭑ 🤍BiffleWiffle ⭑ 🤍PatP_ ⭑ 🤍sigils Mod By: 🤍 • Video Editor ► Russell 🤍 • Thumbnail Maker ► Flash 🤍 • Animator ► David 🤍 • Discord: 🤍 • Music by Ninety9 ► LivesTobu - Such Fun Video Link: 🤍 Channel: 🤍 Download the album! 🤍 #amongus #ssundee Thanks for watching!
hello dummies ❤️ Welcome to the ultimate guide to finding your style. In this video, we cover not only tips on finding your own personal style but also ways you can utilize your own wardrobe. I really hope you guys enjoyed watching, this was a fun one to make hehe Xx Lindsiann Socials ^_−☆ Instagram: 🤍lindsiannshi Depop: 🤍lindsiclothes Tik Tok- 🤍lindsiann Pinterest- Lindsiann Work Email lindsiann🤍slashmgmt.com Music by Naomi - Polaroids - 🤍
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📲 Download DIVE Studios' daily wellness app (for FREE) at 🤍 Let's welcome Liza Soberano to this week's Get Real episode! Liza and the hosts chat about her Hollywood debut and their ways of spending money and managing stress. Get $1.49 permanent by going to 🤍 and entering code getreal149 🛍 DIVE Studios merch at 🤍 🤳 FOLLOW US ON SOCIALS🤳 TikTok (1.3 million): 🤍 Instagram (460k+): 🤍 Twitter (210k+): 🤍 Discord (50k+ members): 🤍 Facebook: 🤍 🎧 SUBSCRIBE ON SPOTIFY, APPLE PODCASTS, GOOGLE PODCASTS 🎧 Daebak Show: 🤍divestudios.io Get Real: 🤍divestudios.io The Tablo Podcast: 🤍divestudios.io 👀 SUBSCRIBE TO ALL OUR CHANNELS 👀 Episode Highlights: 🤍 Full Episodes: 🤍 YouTube Shorts: 🤍 #Kpop #DIVEStudios #GETREAL #AshleyChoi #애슐리 #PenielShin #프니엘 #BTOB #JUNNY #주니 #DAEBAKSHOW #EricNam #에릭남
We spent 24 hours straight in slab city, aka the city with no laws. New Merch - 🤍 SUBSCRIBE OR I TAKE YOUR DOG follow all of these or i will kick you • Facebook - 🤍 • Twitter - 🤍 • Instagram - 🤍
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Marvel Snap is an amazing game but I've been spending too much money on it in order to "make content". In this video I explain why I've decided to take a step back and stop my whaling ways. business email: nina🤍swipeup.gg catch me live: 🤍 keep in touch: 🤍 video edited by: 🤍 #marvelsnap #marvelsnapgameplay #marvelsnapguide #marvelsnapbundle #monetization #f2p #whale
Senators Jack Reed (D-RI) and Jim Inhofe (R-OK) have jubilantly reported a preliminary agreement, after a closed door session of the Senate Armed Services Committee, which will add an extra $45 billion to President Joe Biden’s military spending plans. That’s $45 billion MORE than Biden had requested, further ballooning an already obscenely bloated Pentagon budget. Jimmy and American comedian Kurt Metzger discuss the ongoing struggle to pay for the basic needs of the American people while arms manufacturers continue to get everything they want and more. Become a Premium Member: 🤍 Go to a Live Show: 🤍 Subscribe to Our Newsletter: 🤍 The Jimmy Dore Show Website: 🤍 Kurt Metzger on Twitter: 🤍 Kurt’s website: 🤍 LIVESTREAM & LIVE SHOW ANNOUNCEMENTS: Join the Email list: 🤍 Twitter: 🤍 Facebook: 🤍 Instagram: 🤍 WATCH / LISTEN FREE: Videos: 🤍 Podcasts: 🤍 (Also available on iTunes, Apple Podcasts, Spotify, Google Podcasts, or your favorite podcast player.) ACCESS TO FULL REPLAYABLE LIVESTREAMS: Become a Premium Member: 🤍 SUPPORT THE JIMMY DORE SHOW: Make a Donation: 🤍 Buy Official Merch (Tees, Sweatshirts, Hats, Bags): 🤍 DOWNLOAD OUR MOBILE APP: App Store: 🤍 Google Play: 🤍 Jimmy Dore on Twitter: 🤍 Stef Zamorano on Twitter: 🤍 About The Jimmy Dore Show: #TheJimmyDoreShow is a hilarious and irreverent take on news, politics and culture featuring Jimmy Dore, a professional stand up comedian, author and podcaster. The show is also broadcast on Pacifica Radio Network stations throughout the country.
Use my link 🤍 and code GRAHAM for 20% off your first month of Ritual. # ritualpartner - Enjoy! Lets talk about the Middle Class Inflation Act Of 2022 - Add me on Instagram: GPStephan | Video Inspired By ClearValueTax GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: 🤍 GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: 🤍 The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: 🤍 - $100 OFF WITH CODE 100OFF THE MIDDLE CLASS SAVINGS AND INVESTMENT ACT. Video inspired by ClearValueTax: 🤍 This new bill has the SOLE PURPOSE of basically getting you to spend less money: To start, it would CHANGE THE TAX RATES for Long Term Capital Gains. Under this NEW proposal - this amount would be AMENDED, with a 0% long term capital gains tax on joint returns making less than $165,000 per year, or - for single filers making under $82,000 per year. This means that - for a SIGNIFICANT PORTION of the population - they would pay NO TAXES, WHATSOEVER, on investment income earned within the stock market, or real estate…and, would provide a MAJOR INCENTIVE to invest more money…rather than spend it. Second, this bill would also allow the FIRST $300 - $600 you make in INTEREST INCOME be completely tax free, depending if you’re single or filing jointly. Three, for my WEALTHIER viewers out there, it would also modify the NET INVESTMENT TAX, which - as of right now - applies a 3.8% surtax to investment income if you make more than $200,000 to $250,000 per year…depending on if you file single, or jointly. And FINALLY…FOURTH…we have the “enhancement of the savers credit.” As it stands now, the “Savers Credit” gives low and middle income Americans up to $1000 who contribute to their retirement account…and, with this new proposal…that amount would be increased to $2500, with the income limitations expanded so that more people can qualify. PRACTICALLY, though, I’m not quite sure how these proposals would help reduce inflation. The way I see it, this only would only help those who HAVE the disposable income to invest … and, for everyone else, yes - tax credits would absolutely make a difference - but, would it result in lower food and oil prices? Probably not. That’s why, I think it sounds like a REASONABLE proposal that would help a LOT of people…but, not for the purpose of bringing down inflation….unfortunately, that’s likely going to need a lot more sustained effort, long term…and, I wouldn’t be surprised if tax rates are negotiated, at a LATER TIME, as they’re currently set to expire at the end of 2025. My ENTIRE Camera and Recording Equipment: 🤍 For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness🤍gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
Let's discuss the personal debt crisis, why The Buy And Hold Strategy isn't working, and why Auto Loans continue falling behind - Enjoy! Add me on Instagram: GPStephan | Follow out my newsletter for even more detail: 🤍 GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: 🤍 NEW BANKROLL COFFEE NOW FOR SALE: 🤍 The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: 🤍 - $100 OFF WITH CODE 100OFF THE PERSONAL DEBT CRISIS: The fact is - over “80% of middle-income households cut down on their savings or pulled money from existing savings to make ends meet in the last three months of 2022” - and, the more time goes by - the worse these numbers are looking. Just take Credit Card Spending for example: Unpaid balances recently increased by 6.6%, bringing the total amount owed to $1 TRILLION DOLLARS - which means we saw the largest increase on record since 1999. On top of that, this is ALSO what’s being called “Triple Trouble” for Credit Card users, with balances up, during a time that rates are higher, and, more people are carrying debt. THE NEW DEBT PROPOSAL: In 2009, late fees were capped so that a person CANNOT be charged more than $29 on their first late payment or, more than $40 for each subsequent late payment. Now, a new proposal aims to change that: The WH is suggesting that late fees be LIMITED to a MAXIMUM OF $8, and BAN fee-amounts above 25% of the consumers required payment. That means - under these new rules - you would NO LONGER get a $29 late fee when you miss a $10 payment, and a Credit Card issuer CANNOT charge more than $8, UNLESS they can reasonably prove that their collection would cost more. THE BUY AND HOLD STRATEGY: FOLLOW BEN CARLSON: 🤍 All of this starts with a survey that found that - the average holding period for an individual stock in the United States is now just 10 months, down from 5 years in the 1970s. As Ben explains, this is because of three factors: Low Trading Costs, Easier Trading, and No Barrier To Access. This causes people to trade much more than in the past. Fortunately, not only is stock market investing more accessible than it’s ever been in the past - but, all the information that you need to get started is right at your fingertips, 24/7, for FREE. THE USED CAR BUBBLE: As of now, it’s reported that almost 10% of auto loans “extended to people with low credit scores were 30 or more days behind on payments at the end of last year.” On top of that, getting OUT of those payments could be increasingly difficult, with JP Morgan expecting used car prices to fall by as much as 20% in 2023 - especially if the borrower can no longer afford the payments, at the same time the loan is higher than the car is worth. THE BEST WAY TO SAVE MONEY: First: Find out EXACTLY what kind of debt you have. Write EVERYTHING DOWN, including the balance and interest rate. Second: Track ALL OF YOUR SPENDING over the next 30 days. I think it’s going to be a VERY eye-opening experience to see the effects of your spending, and exactly where it’s going without you being consciously aware if it. Third: Cut EVERYTHING you don’t ABSOLUTELY have to spend money on. Fourth: Depending on how much debt you’re in - look into debt consolidation to lower your interest rate. In addition to this, you could also look into getting a 0%-interest credit card - and transferring the credit card balance to THAT card to save on the interest. Fifth: With the extra savings - Use The ‘Dave Ramsey Debt Snowball’ Or Avalanche Method. Sixth: If you’re still not saving enough to pay off your debt and you’ve cut back as much as you can, you’ll need to pick up a part time job, or increase your income to bring in more money. My ENTIRE Camera and Recording Equipment: 🤍 For business inquiries, you can reach me at graham🤍night.co *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
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